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Solar financing options in Suffolk County, NY

70 ZIP codes covered in Suffolk County, in PSEG Long Island territory. Enter yours to see which routes and New York incentives reach your roof.

Check what is available at your address Takes about a minute. No credit check to look.

What is your ZIP code?

Your ZIP code tells us which utility serves you, which state incentives apply, and whether an installer covers your area.

ZIP code

Do you own the property?

Solar is installed on the roof, so the owner has to be the one to agree to it.

Roughly what is your average monthly electric bill?

A band is fine. This is the single biggest factor in whether solar is worth doing on your home.

How much shade does your roof get between 9am and 3pm?

Shade during the middle of the day matters far more than shade early or late.

Where is the property?

The installer uses the address to measure your roof from aerial imagery before anyone visits.

Street address

City

State

Where should the installer reach you?

Someone will call to talk it through and answer questions. There is nothing to sign and no obligation.

First name

Last name

Email address

Phone number

By submitting this form you are asking us to pass your details, including your name, address, email and telephone number, to Solar Funding USA and to Momentum Solar (Pro Custom Solar LLC), so that they can contact you about residential solar. This is a sale of personal information under some state privacy laws. See our Privacy Policy and Your Privacy Choices.

Prefer not to be called? Send us your question by email instead — you will still get an answer.

Checking your ZIP code against installer coverage
Identifying your electric utility
Looking up the incentives that apply in your state
Putting your details together

We do not cover that ZIP code

Our installer partner covers New Jersey and Connecticut statewide, Long Island plus Queens, Brooklyn, the Bronx and Staten Island in New York, and Southwest Florida. Your ZIP code is not in that footprint, so rather than take your details and waste your time, we are telling you now.

See exactly where we do cover, or read what happened to the federal tax credit before you speak to anyone else about solar.

Solar has to be agreed by whoever owns the roof

We are not able to help renters, and we would rather say so at question two than take your phone number first. If you can speak to your landlord or building owner, they are welcome to come back to us themselves.

In the meantime, if your electric bill is the problem, your utility almost certainly runs an energy assistance or efficiency program that is open to renters. It is worth a call to them.

70 ZIP codes covered across Suffolk County
Utility: PSEG Long Island
$0 upfront available through a lease or a power purchase agreement
Installer licensed in New York: NYC: 2118231-DCWP

Independent, not a government agency No credit check to lookAbout a minute

A two-storey colonial home on Long Island, New York, with an all-black solar array on the roof — Illustrative photography.

Local picture

What is specific to Suffolk County

Suffolk is the largest single block of coverage we have in New York, seventy ZIP codes running from Amityville out to the East End. Like Nassau it is PSEG Long Island territory, so the same two constraints apply: no NY-Sun rebate since the Long Island block was fully allocated in February 2019, and a $1.13 per kW-month Customer Benefit Contribution for 2026. Suffolk's advantage is roof stock. The detached single-family housing that dominates the county from Bay Shore eastward gives more usable south-facing plane than the attached stock in the boroughs, which is the single biggest driver of whether a no-upfront-cost structure works on your roof.

New York incentives that apply here

New York State Solar Energy System Equipment Credit

25% of qualified expenditure, capped at $5,000

Non-refundable credit against New York State income tax, with a five-year carryforward. Uniquely, it is available three ways: if you purchase the equipment, if you enter a written lease, or if you enter a written …

Full detail →

Real property tax exemption

15 years

Real Property Tax Law s487 exempts the increase in assessed value attributable to a solar system for 15 years. Municipalities may opt out and may negotiate PILOT agreements, so this is jurisdiction-specific rather than universal.…

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State sales tax exemption

4% state sales tax exempt

Residential solar equipment and installation are exempt from the 4% New York State sales tax. Localities may also exempt.…

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See every New York incentive with its source →

Federal, state, local and utility incentives change, and many have ended or been reduced. The federal residential clean energy tax credit (Internal Revenue Code section 25D) is not available for systems placed in service after December 31, 2025. Eligibility for any remaining incentive depends on your individual circumstances, tax position, property and utility. We do not provide tax, legal or financial advice. Consult a qualified tax professional.

Coverage

Towns and neighborhoods we cover in Suffolk County

Amityville
Babylon
Bay Shore
Bayport
Bellport
Blue Point
Bohemia
Brentwood
Brightwaters
Brookhaven
Calverton
Centereach
Centerport
Central Islip
Cold Spring Harbor
Commack
Copiague
Coram
Deer Park
East Hampton
East Islip
East Northport
East Setauket
Farmingville
Greenlawn
Hauppauge
Holbrook
Holtsville
Huntington
Huntington Station
Islandia
Islip
Kings Park
Lake Grove
Lindenhurst
Manorville
Mastic
Mastic Beach
Medford
Melville
Middle Island
Miller Place
Moriches
Mount Sinai
Nesconset
North Babylon
Northport
Patchogue
Port Jefferson
Port Jefferson Station
Riverhead
Rocky Point
Ronkonkoma
Saint James
Sayville
Selden
Shirley
Shoreham
Smithtown
Sound Beach
Speonk
Stony Brook
Wading River
West Babylon
West Islip
Westhampton
Westhampton Beach
Wyandanch
Yaphank

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Nearby

Other areas we cover in New York

What “no upfront cost” means. “No upfront cost” and “$0 down” refer to qualifying solar lease or power purchase agreement (PPA) financing, under which eligible homeowners may have no out-of-pocket cost at the time of installation. Solar panels are not free. Under a lease or PPA a third-party finance company owns the system and the homeowner makes monthly payments, typically over a 20 to 25 year term, often with an annual price escalator. Total payments may exceed the cash price of a comparable system. Eligibility depends on homeownership, credit, roof condition, shading, utility provider, location and other underwriting factors, and is not guaranteed.

FAQs

Suffolk County questions

Do you cover my ZIP code in Suffolk County?

We cover 70 ZIP codes in Suffolk County, including Amityville, Babylon, Bay Shore, Bayport, Bellport, Blue Point, Bohemia, Brentwood and more. Enter your ZIP code at the top of the page and you will get a straight answer immediately.

Who supplies electricity in Suffolk County?

PSEG Long Island. Which utility bills you matters more than most people expect, because the export arrangements and, in some cases, the incentive rules differ between them.

What is the no upfront cost option in Suffolk County?

A lease or a power purchase agreement. A finance company owns the system, claims the 30 percent federal Section 48E credit, and charges you monthly, typically over 20 to 25 years. You pay nothing at installation. The panels are not free and the total of payments may exceed the cash price of a comparable system.