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Solar financing options in Northwest Connecticut

31 ZIP codes covered in Litchfield and Northwest Connecticut, in Eversource territory. Enter yours to see which routes and Connecticut incentives reach your roof.

Check what is available at your address Takes about a minute. No credit check to look.

What is your ZIP code?

Your ZIP code tells us which utility serves you, which state incentives apply, and whether an installer covers your area.

ZIP code

Do you own the property?

Solar is installed on the roof, so the owner has to be the one to agree to it.

Roughly what is your average monthly electric bill?

A band is fine. This is the single biggest factor in whether solar is worth doing on your home.

How much shade does your roof get between 9am and 3pm?

Shade during the middle of the day matters far more than shade early or late.

Where is the property?

The installer uses the address to measure your roof from aerial imagery before anyone visits.

Street address

City

State

Where should the installer reach you?

Someone will call to talk it through and answer questions. There is nothing to sign and no obligation.

First name

Last name

Email address

Phone number

By submitting this form you are asking us to pass your details, including your name, address, email and telephone number, to Solar Funding USA and to Momentum Solar (Pro Custom Solar LLC), so that they can contact you about residential solar. This is a sale of personal information under some state privacy laws. See our Privacy Policy and Your Privacy Choices.

Prefer not to be called? Send us your question by email instead — you will still get an answer.

Checking your ZIP code against installer coverage
Identifying your electric utility
Looking up the incentives that apply in your state
Putting your details together

We do not cover that ZIP code

Our installer partner covers New Jersey and Connecticut statewide, Long Island plus Queens, Brooklyn, the Bronx and Staten Island in New York, and Southwest Florida. Your ZIP code is not in that footprint, so rather than take your details and waste your time, we are telling you now.

See exactly where we do cover, or read what happened to the federal tax credit before you speak to anyone else about solar.

Solar has to be agreed by whoever owns the roof

We are not able to help renters, and we would rather say so at question two than take your phone number first. If you can speak to your landlord or building owner, they are welcome to come back to us themselves.

In the meantime, if your electric bill is the problem, your utility almost certainly runs an energy assistance or efficiency program that is open to renters. It is worth a call to them.

31 ZIP codes covered across Litchfield and Northwest Connecticut
Utility: Eversource
$0 upfront available through a lease or a power purchase agreement
Installer licensed in Connecticut: CT: HIC.0646323

Independent, not a government agency No credit check to lookAbout a minute

A white clapboard New England colonial in Connecticut with an all-black solar array — Illustrative photography.

Local picture

What is specific to Litchfield and Northwest Connecticut

The Northwest Hills are the most rural part of our Connecticut coverage and the most shaded. Mature hardwood cover is the dominant constraint here, more so than roof area or orientation, and it is the reason the shade question sits in our qualifier rather than being left to the survey. Torrington and Winsted carry the distressed municipality adder. Housing stock skews old, so expect the Home Energy Solutions assessment requirement to apply.

Connecticut incentives that apply here

Residential Renewable Energy Solutions - Buy-All tariff

$0.3289 per kWh for 20 years

Under Buy-All, the utility buys everything your system generates at a fixed rate locked for 20 years, and you continue to buy all the power you use at the retail rate. The 2026 rate for applications received from January 1, 2026 i…

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Residential Renewable Energy Solutions - Netting tariff

Retail-rate export credit for 20 years

Under Netting you use your own generation first and export the rest for a bill credit at the currently applicable retail rate. The separate production meter (REC) rate is $0.000/kWh for 2026, but the income-eligible adder of $0.03…

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Third-party ownership is built into the tariff

Lease and PPA both supported

Eversource confirms the Buy-All and Netting structures apply to both customer-owned and third-party-owned systems. Under Netting the incentive can be assigned to a third-party tariff payment beneficiary; under Buy-All it can be sp…

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See every Connecticut incentive with its source →

Federal, state, local and utility incentives change, and many have ended or been reduced. The federal residential clean energy tax credit (Internal Revenue Code section 25D) is not available for systems placed in service after December 31, 2025. Eligibility for any remaining incentive depends on your individual circumstances, tax position, property and utility. We do not provide tax, legal or financial advice. Consult a qualified tax professional.

Coverage

Towns and neighborhoods we cover in Litchfield and Northwest Connecticut

Bantam
Barkhamsted
Burlington
Canaan
Colebrook
Cornwall Bridge
East Canaan
East Hartland
Falls Village
Goshen
Harwinton
Kent
Lakeside
Lakeville
Litchfield
Morris
New Hartford
Norfolk
Northfield
Pine Meadow
Riverton
Roxbury
Salisbury
Sharon
South Kent
Torrington
Washington
West Cornwall
West Hartland
Winsted

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Nearby

Other areas we cover in Connecticut

What “no upfront cost” means. “No upfront cost” and “$0 down” refer to qualifying solar lease or power purchase agreement (PPA) financing, under which eligible homeowners may have no out-of-pocket cost at the time of installation. Solar panels are not free. Under a lease or PPA a third-party finance company owns the system and the homeowner makes monthly payments, typically over a 20 to 25 year term, often with an annual price escalator. Total payments may exceed the cash price of a comparable system. Eligibility depends on homeownership, credit, roof condition, shading, utility provider, location and other underwriting factors, and is not guaranteed.

FAQs

Litchfield and Northwest Connecticut questions

Do you cover my ZIP code in Litchfield and Northwest Connecticut?

We cover 31 ZIP codes in Litchfield and Northwest Connecticut, including Bantam, Barkhamsted, Burlington, Canaan, Colebrook, Cornwall Bridge, East Canaan, East Hartland and more. Enter your ZIP code at the top of the page and you will get a straight answer immediately.

Who supplies electricity in Litchfield and Northwest Connecticut?

Eversource. Which utility bills you matters more than most people expect, because the export arrangements and, in some cases, the incentive rules differ between them.

What is the no upfront cost option in Litchfield and Northwest Connecticut?

A lease or a power purchase agreement. A finance company owns the system, claims the 30 percent federal Section 48E credit, and charges you monthly, typically over 20 to 25 years. You pay nothing at installation. The panels are not free and the total of payments may exceed the cash price of a comparable system.